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2012 榮耀盼望 Vol.127 稅收

 


http://youtu.be/24pm5aN7_u0 

自從有國家概念以來,生在該片土地的人民,就屬於那裡的政府。 
人民就有責任去繳交稅項,以供應政府的開支。 
自歐洲、日本、美國等強國陷入主權國家債務危機後,政府就不斷以增加稅收,以應乎支 出 及償還國債的利息。 

例如,美國的入息稅率為15% 至35%。 
再加上僱員及僱主一起繳納約15%收入作為社會福利及醫療開支。 
及0至15%的銷售稅。 
加上聯邦儲備局大量印發鈔票、量化寬鬆,存放在銀行戶口的美鈔,不斷貶值。 

Bankers set up the global monetary system basically to rob you, to bamboozle you, to deceive you, to lie to you, to steal from you. 
基本上,銀行家設立全球貨幣體系是為了搶你的錢、欺詐你、騙你、對你撒謊、把你的錢 偷過來。 

Now, imagine that this dollar bill represents your annual salary. 
試想像這美金是你一年的收入, 

Well, if you earn a decent salary in the United States, about one-third of your salary will come out in the form of social security taxes and federal income taxes. 
如果你在美國有一份不錯的薪水,社會保障稅和聯邦所得稅會抽去三分之一, 

So you can slip away very quickly one-third of that salary. 
三分一這麼快就沒有了, 

This is what you are left with. 
這是餘下的。 

Now, if you live in the most populous state in America, California. 
如果你住在美國最多人口的加州, 

You gonna lose about 9.3% to the state income tax so again you can slip away this much. 
州所得稅會令你失去約9.3%的薪水,所以,這部分也沒有了。 

So, nothing shocking there, 
沒什麼值得驚訝的, 

Most people understand that concept that this is what you are left with with your annual salary. 
大部人都明白這是一個人一年擁有的。 

Okay, here is where it gets interesting. 
有趣的是, 

Now, this is what you are left with and this is what you need to live on. 
這是你所有的金錢,你得靠它生活, 

You need to pay all your expenses, your food, your entertainment, your travel over the year. 
你用這部分應付你所有開支,吃的、玩的和旅遊消費。 

And between 2000 and 2008, the central bank devalued the dollar so much that it lost about 50%, 
在2000至2008年間,央行(聯儲局)令美元大大貶值了約50%, 

so you actually held what’s left of your salary, 100% of it, in your savings account. 
本來你會全數放在銀行戶口的錢, 

Well, within eight years, 50% of that was gone, 
在8年間因而蒸發了50%, 

so basically this is what you’re left with. 
即這是你所擁有的, 

Okay so now, it looks like living just got a lot more difficult. 
這樣看來,生活愈來愈困難了。 

You can say that a 50% of devaluation is not unreasonable, say, it could happen in five years, four years, 
你說,美元貶值50%並非不合理,因為,同樣的事可以在5年、4年發生, 

maybe even three years with some shock so you need to slip away another 50%. 
若有甚麼意外的話,3年內再少50%也不出奇, 

And, now this is what you are looking at as far as your annual salary just after, say, 11, 12 or 13 years. 
而這就是你11、12或13年後每年餘下的薪水。 

Basically, with what you’re left with this, of course as you spend this money, you are charged a number of, numerable other taxes that are out there. 
基本上,這是你剩下的,但當然在花費的同時,你正繳納一系列的稅項, 

And here is the list of other taxes now. 
以下是其他稅收的列表: 


Gasoline tax 汽油稅 
Real Estate tax 房產稅 
Liquor tax 酒稅 
Cigarette tax 煙草稅 
Marriage License tax 結婚證稅 
Road Usage taxes 道路使用稅 
Building Permit tax 建築許可稅 
Dog License tax 養狗牌照稅 
Fuel Permit tax 燃料許可稅 
Account Receivable tax 應收帳稅 
Luxury tax 奢侈品稅 
Service charge tax 服務稅 
Property tax 財產稅 
Recreational Vehicle tax 休閒車稅 
Telephone Federal Excise tax 電話聯邦消費稅 
Telephone Federal, State & Local Surcharge 聯邦、州及地方電話附加費 
Telephone Minimum Usage tax 電話最低使用稅 
Telephone Recurring & Non-recurring charges 電話經常性及非經常性收費 
Telephone State & Local tax 電話國家及地方稅 
Telephone Usage Charge tax 電話使用費稅 
Toll Bridge taxes 收費橋稅 
Toll Tunnel taxes 收費隧道稅 
Utility taxes 公用事業稅 
Vehicle License Registration tax 車輛牌照登記稅 
Vehicle Sales tax 汽車銷售稅 
Workers Compensation tax 勞工報酬稅 

而面對主權破產危機的希臘,單單入息稅,最高稅率可以高達45%, 
加上類似香港強職金的保障基金,僱主供28%,僱員供16%。 
再加上13%至23%的銷售稅, 

一般人的薪金,可算是所餘無幾。 
再者,這還沒有計算,為著所到歐盟貸款而將要進一步削減福利及加稅的撙節方案。 
看來 ,暴動似乎是必然的後果。 

因此,對比其他國家來說,香港稅率已經算是偏低, 
並且,廢除了遺產稅及未實施銷售稅。 
原因是香港有數千億儲備,而不是債務纍纍。 
此外,香港不需要負擔一般國家必需預算支付的國防開支。 

事實上,如其他國家一樣,除了以各種稅項扣減市民手上的金錢外,可是,由於港元與美 元掛勾,當美國政府藉著低利率及通脹,蠶食市民手上金錢的購買力,一旦美元崩潰,於是 ,巿民遇上將要來的惡性通脹,一 日之間,可以損失所有。 


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